Ever Elajio Castro is the newly elected President of the Flor de Dalia coop. He lives on his farm in El Castillo, about 25km along a dirt road from La Dalia, Jinotega. His farm is about 6 manzanas of coffee, all organic catimor variety, and it's all sold as Fairtrade. The current coffee prices are around $100 a quintal sack on the market, but the Fairtrade price is $190 a quintal, including $20 that is paid to the coop as the Fairtrade Premium. Ever says that the benefit of Fairtrade isn't only the prices, the security they get from guaranteed prices, but there are big benefits environmentally, in terms of protecting water sources. "The coop doesn't have much capital" says Ever "so it really needs loans. If we don't have money available to pay for the work of production, we can easily end up having to sell to get quick cash, having to sell on the market, at low prices, and leaving the coop without the production it needs. So, loans allow us to keep members' production and it means we can sell at the Fairtrade price, it makes a huge difference getting loans from Root Capital".